Possible Reasons For Loss Of Benefits

Possible Reasons For Loss Of Benefits

You are always fully vested in all amounts received by the Plan on your account. However, under some circumstances, it might be possible for you not to receive the benefits you would otherwise expect:

• if you work for a contributing employer who does not make the required contributions to the Plan, and the Fund cannot collect the delinquent amount, there is no provision for the Plan to make up the lost contributions;
• if your investment choices decline in value, the amount in your account will also decline in value; or
• if you leave your account in the Plan and do not continue to work in Covered Employment, the expenses charged against your account, including the annual account maintenance fee, could deplete your account.