Returning to Work after Retirement

If a retired participant, regardless of age, returns to work in the Industry, the Fund Office must be notified, in writing, within one week of commencing such employment, regardless of which pension option you elect or your status under any of the other Funds.

Effective July 1, 2000, if you elect a monthly pension benefit, you may continue to work in covered employment and continue to receive your pension payments, regardless of age and the number of hours worked.

If you elect the single sum payment option and you return to work in the Industry, your eligibility to apply the rollover or lump sum averaging provisions to your distribution may be affected. You should consult your tax advisor before returning to work. In addition, any additional years of service you earn while on return to work status are only payable in the form of monthly annuity payments.

In any case, the post retirement death benefit of $13,000 will remain in effect regardless of having returned to work after your retirement.

You must notify the Fund Office in writing when you cease employment in the Industry in order to determine if any additional benefits are due you as a result of having returned to work in the industry.

IMPORTANT: You may apply for a benefit for each additional Year of Service you earn after your initial retirement date. If you return to work on or after January 1, 2022, you will be required to work 1,000 hours in Covered Employment in a calendar year to earn a Year of Service for that year. In addition, you cannot begin receiving monthly payments for this additional Year of Service until February 1st of the next calendar year. For example, if you retired and began receiving pension payments in 2024 and then returned to work in 2025 earning 1,000 hours in Covered Employment by August of 2025, you can begin receiving this benefit February 1, 2026, subject to you filling out the proper application form in a timely manner.