Reciprocal Pension

To help you avoid a loss of pension benefits due to working outside the geographical jurisdiction of the Union, the Pension Fund has entered into reciprocal work agreements with a number of UA Local Union pension funds. The Plan may count service for which contributions are actually paid to this Plan on your account by another UA pension fund under a reciprocal agreement with this Plan. To be credited with a Year of Service by this Fund for a particular Plan year, a Fund Participant working in whole or in part outside the Union’s jurisdiction must work under a collective bargaining agreement of a United Association Local Union whose pension fund is a party to a reciprocal agreement with this Fund in order to receive credit in this Fund. You can earn a Year of Service partly with Covered Employment under this Plan and partly with service under a reciprocal agreement. 

The Board of Trustees has entered into the United Association Pension Fund Reciprocal Agreement. The pension funds signed to this agreement provide benefits for employees in the Plumbing, Pipefitting, Heating and Air Conditioning Industry and provide for the transfer of contributions for employees employed by a Contributing Employer who makes contributions on behalf of such employees to such other Pension Funds.