Returning to Work after the Retirement

If you return to work in covered employment after you have begun to receive pension benefits, your benefit payments may be suspended for the period during which you work. The Trustees will presume a participant is continuing to work in disqualifying employment until he notifies the Plan that he has stopped working. You must notify the Fund Office in writing within seven days when you return to work and when you stop working. If you are at least 65 years of age, your benefits will be suspended for the months in which you work at least 40 hours in a one-month period. If you are below age 65, your benefits will be suspended if you work any hour(s), at all, within a one-month period.  No benefits will be suspended for months starting on and after April 1 of the calendar year following the calendar year in which the Participant attains age 70½.

If your benefit payments have been suspended, payments shall resume no later than the first day of the third calendar month after the calendar month in which you cease to be employed in disqualifying employment. The initial payment upon resumption shall include the payment scheduled to occur in the calendar month when payments resume, and any amounts withheld during the period between the cessation of disqualifying employment and the resumption of payments. Additional contributions received on your behalf as a Pensioner who has been employed in disqualifying employment, will be used to adjust your monthly pension benefit